Tag: early-retirement

Aug 31, 2025 · WeInvestSmart Team · wealth-building
Your Savings Rate: The Most Important Number in Personal Finance
Explain that your savings rate (the percentage of your income you save and invest) is a more powerful predictor of wealth than your income or investment returns. Include a chart showing how a higher savings rate drastically shortens the time to financial independence.
Aug 31, 2024 · WeInvestSmart Team · personal-finance
The 5 Levels of Financial Independence: Where Are You on the Journey?
Break down the path to FI into manageable stages: 1) Solvency, 2) Stability, 3) Debt Freedom, 4) Coast FI, 5) Full FI. This provides readers with a roadmap and a sense of progress.