Detailing the popular retirement withdrawal guideline. We explain how to use it to calculate your "Financial Independence" number and discuss its modern-day pros and cons.
Stop guessing about retirement. This step-by-step guide teaches you the simple formula (Annual Expenses x 25) to calculate your Financial Independence (FI) number—the exact amount you need to live off your investments forever.
Create a compelling infographic or visual post that shows the steps to wealth, from getting out of debt at the bottom to estate planning and philanthropy at the top. This provides a clear, motivating path.
A summary of the key lessons from the famous book. Highlight traits like living below your means, prioritizing financial independence over social status, and choosing the right occupation.
A mindset-shifting post. Explain that high-income individuals can still be broke if they have high debt and low assets. Emphasize that the ultimate goal is to increase net worth, the true measure of wealth.
A foundational post that explains that wealth is a simple formula. To accelerate wealth, you must pull on one or more of these levers: increasing your income, increasing your savings rate, or increasing your investment returns.
Explain that your savings rate (the percentage of your income you save and invest) is a more powerful predictor of wealth than your income or investment returns. Include a chart showing how a higher savings rate drastically shortens the time to financial independence.
A deep dive into house hacking, a real estate strategy where you buy a multi-unit property, live in one part, and rent out the others to cover the mortgage. This guide breaks down the math, pros, and cons.
Break down the path to FI into manageable stages: 1) Solvency, 2) Stability, 3) Debt Freedom, 4) Coast FI, 5) Full FI. This provides readers with a roadmap and a sense of progress.
Stop believing you need a mountain of cash to start a business. This guide unpacks 10 unique, low-investment business ideas and provides a practical blueprint for turning your skills into a profitable venture.